Mortgage Payments Relief Program

Are you a homeowner or real estate investor seeking a permanent solution and viable alternative to an unwanted, unmanageable, upside down or underwater mortgage?

Introducing

The Mortgage Payments

Relief Program

The Mortgage Payments Relief Program works especially well for so-called non assumable mortgages.

It's Simple. We take over...And You move on

Homeowners Relief Options Inc. will take ownership of the property and start making the current and future mortgage payments.

Our document preparation department we will provide you with the necessary documents to read, sign and notarize.

We'll then record the appropriate documents at the local county recorder's office or the appropriate institution where the property is recorded and the process will be completed.

We take over...You move on. Eliminate your mortgage stress with The Mortgage Payments Relief Program

Below are a few of the many different examples that homeowners like yourself may find themselves in and could very well apply in your situation.

Again these are but a few examples and your situation may be different but still applicable.

• Example 1:

Let's follow the steps that a typical homeowner, we'll call him Robert, would follow:

Robert is seeking some mortgage relief. He wants to downgrade because of the economic uncertainty and his financial situation. He is current in regard to his mortgage payments on his home. He is not behind in payments.

He wants to sell and move right away but can't. He's able to pay the mortgage but doesn't want to any longer.

Robert tries to sell his home and enlists the aid of his local realtor. He is informed however that the current market value of his home is much less than what he owes on his mortgage or is valued evenly and even if appraised higher he will still have to come to the closing table with literally thousands of dollars for closing costs, fees and realtor commissions.

This cost him money to sell his property, money Robert does not have and he certainly does not want to part with his hard earned savings to sell his house!

But he has to do something because he certainly doesn't want two payments! You see, Robert has already planned to move into a new home with better financing, lower mortgage payments and wants a new home that is not upside down, cost less to buy, maintain, etc. His credit is still good and he can qualify for another mortgage.

He contacts Homeowner Relief Options Inc. and after discussing his situation he decides to have us take over the current and future mortgage payments and take possession of the home.

Our document preparation department prepares and provides the necessary paperwork for Robert. Robert reads, signs and notarizes. Robert moves out.

Homeowners Relief Options Inc. will become the new owners of Roberts old property and will start making all current and future mortgage payments.

Robert moves into his new affordable home. Robert never makes another payment on his old home. We took over...Robert moved on.

• Example 2 :

Richard is seeking some immediate mortgage payment relief. Richard lost his job. No income.

He doesn't want to pay his mortgage out of the savings that he has accrued overtime, besides when that is depleted what will he do then?

Richard wants to avoid foreclosure on his credit because he's planning to purchase a home later when his financial situation improves.

He's already in danger of defaulting on the mortgage and wants to avoid foreclosure and since he cannot obtain a new mortgage loan after a foreclosure for a very long time he wishes to avoid that and maintain whatever good credit rating he has left.

Oh but wait... because of that second mortgage or HELOC he has on the house, he owes more than what his home is worth. He is unable to sell right now, but also can't stay in the home and make the mortgage payments because he has no sufficient income and is living off of his savings. He sets out to find a solution to his problem.

He contacts Homeowners Relief Options Inc. and after a telephone consultation and Q&A session he has decided to let Homeowners Relief Options Inc. take possession of the home and make the current and future mortgage payments until the mortgage can be satisfied and paid off in the future.

He can now concentrate on fixing and straightening out his financial situation and perhaps purchase another home later.

Meanwhile, Richard moves in with family until his financial situation improves. Richard never makes another payment on his old home. We took over...Richard moved on.

• Example c:

Michael is looking for some immediate mortgage payment relief.

Michael is 4 months or more behind on his mortgage payments already. He has been given a notice of default from his lender/mortgage company. He is in "pre foreclosure", meaning his property hasn't been foreclosed on yet.

He signed a forbearance agreement with his mortgage company.

However that forbearance has now ended and the moratorium to stop foreclosures is over. It is the inevitable waiting to happen.

He realizes he will be even more behind in payments and is seriously considering just foreclosing and walking away from the mortgage debt and home. He's thinking to himself his credit is shot anyway.

With the home needing some upgrades and a repair or two along with the back payments, commissions, fee's and closing costs he's told by realtors he'll have to come out of his pocket or bank account to sell this house!

Michael decided to seek a solution and went online and found Homeowners Relief Options Inc. during an internet search for help and assistance.

Take over his mortgage payments and stop his foreclosure? Michael was willing to walk away and foreclose...Now he didn't have to foreclose!

Michael understands he has nothing to lose since he was willing to take the financial hit and foreclose anyway. With Homeowners Relief Options he would only gain, especially if Homeowners Relief Options can take over the past, current and future mortgage payments, avoid foreclosure AND save his credit, then he, Michael will definitely benefit in the end.

Michael completes the paperwork, moves out and never makes another payment on his old home. We took over...Michael moved on.

If any of these above examples or situations are similar to your situation or perhaps your situation is one not described here, call us. Most likely we may be able to help you.

Almost EVERYONE qualifies for The Mortgage Payments Relief Program.

Give us a call at

(623) 738-4398

email: Info@HomeownersReliefProgram.com

Info@NationalMortgageReliefProgram.com

You can also download:

> Mortgage & Home Fact Form in PDF format <

> Mortgage & Home Fact Form in Word format.<

This will provide us with some basic information about your mortgage and home situation without any obligation from you.